Samsung Securities Launches IRP Customer Event Ahead of Year-End Tax Settlement
by Ryu Hyunseok
Published 24 Nov.2025 13:20(KST)
Samsung Securities announced on the 26th that it will be holding the "Tax Deduction Up, Benefits Up, Hurry Up! IRP Event" until December 31.
An IRP (Individual Retirement Pension) account is a personal retirement pension account that allows individuals to prepare for retirement while enjoying tax-saving benefits. Due to its high tax deduction limit, it attracts significant attention every year. Individuals can contribute up to 18 million won annually to an IRP account. Combined with a pension savings account, the maximum annual tax deduction is up to 9 million won. If funds from a matured ISA are transferred to an IRP account, you can receive an additional tax deduction of 10% of the transfer amount (up to 3 million won), for a total possible deduction of up to 12 million won.
This event is designed to support customers who actively utilize IRP accounts to maximize tax deduction benefits ahead of next year's year-end tax settlement.
Eligible participants include new and existing customers who are employees or business owners with taxable income and are able to open an IRP account. Customers who make a net deposit of a certain amount into their IRP account during the event period will receive various prizes.
First, the "New Account Event" is for customers who newly open a Samsung Securities IRP account during the event period. Every customer who opens a new IRP account and successfully completes the IRP contract during the period will receive a coffee coupon.
Next, the "IRP Net Deposit Event" targets customers who make net deposits into their IRP account during the period. Net deposits are calculated by summing new deposits, severance pay deposits, transfers from other retirement pension providers, and conversions from matured ISA pensions. Depending on the net deposit amount, all customers will receive a 10,000 won gift certificate for net deposits of at least 3 million won but less than 9 million won, a 20,000 won gift certificate for net deposits of at least 9 million won but less than 30 million won, and a 30,000 won gift certificate for net deposits of 30 million won or more.
An IRP (Individual Retirement Pension) account is a personal retirement pension account that allows individuals to prepare for retirement while enjoying tax-saving benefits. Due to its high tax deduction limit, it attracts significant attention every year. Individuals can contribute up to 18 million won annually to an IRP account. Combined with a pension savings account, the maximum annual tax deduction is up to 9 million won. If funds from a matured ISA are transferred to an IRP account, you can receive an additional tax deduction of 10% of the transfer amount (up to 3 million won), for a total possible deduction of up to 12 million won.
This event is designed to support customers who actively utilize IRP accounts to maximize tax deduction benefits ahead of next year's year-end tax settlement.
Eligible participants include new and existing customers who are employees or business owners with taxable income and are able to open an IRP account. Customers who make a net deposit of a certain amount into their IRP account during the event period will receive various prizes.
First, the "New Account Event" is for customers who newly open a Samsung Securities IRP account during the event period. Every customer who opens a new IRP account and successfully completes the IRP contract during the period will receive a coffee coupon.
Next, the "IRP Net Deposit Event" targets customers who make net deposits into their IRP account during the period. Net deposits are calculated by summing new deposits, severance pay deposits, transfers from other retirement pension providers, and conversions from matured ISA pensions. Depending on the net deposit amount, all customers will receive a 10,000 won gift certificate for net deposits of at least 3 million won but less than 9 million won, a 20,000 won gift certificate for net deposits of at least 9 million won but less than 30 million won, and a 30,000 won gift certificate for net deposits of 30 million won or more.
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