Hana Bank and Busan Bank Tie for First in First-Half Technology Finance Evaluation

IBK Industrial Bank of Korea and BNK Kyongnam Bank Rank Second
Technology Finance Outstanding Balance Rises to KRW 334.5 Trillion

Hana Bank and Busan Bank ranked first in the large-bank and small-bank leagues, respectively, in the technology finance evaluation for the first half of this year.

The Financial Services Commission said on November 13 that it had approved the “Results of the Technology Finance Evaluation for the First Half of 2026” at a meeting of the Tech Evaluation Committee on November 11.

The Financial Supervisory Service and Korea Credit Information Services evaluate banks’ technology finance supply performance every six months to ensure the stable provision and management of technology finance.

In this evaluation, among the six banks in the large-bank league, Hana Bank ranked first and IBK Industrial Bank of Korea came second. In the small-bank league, which had eight banks, Busan Bank ranked first, followed by BNK Kyongnam Bank.

Hana Bank earned a strong score by significantly expanding its unsecured lending and investment supply. IBK Industrial Bank of Korea moved up to the top tier after earning good scores in unsecured lending and startup company indicators, where it had relatively underperformed. Busan Bank was recognized for its performance in expanding investment based on technology evaluations.

The technology finance evaluation results are reflected differently in the adjustment rates for each bank’s contributions to the Korea Credit Guarantee Fund and the Korea Technology Finance Corporation.

The scale of technology finance provision is also steadily expanding. The outstanding balance of technology finance rose from KRW 302.8 trillion in 2024 to KRW 318.7 trillion in 2025, and reached KRW 334.5 trillion in the first half of this year.

The Financial Services Commission said that technology finance provision continues to increase, particularly among large banks, while the banking sector is also continuing its efforts to improve the quality of technology finance.

In the quality review evaluation, which assesses the quality of technology credit evaluation reports, all six technology credit rating agencies—NICE D&B, Korea Enterprise Data, Seoul Credit Rating & Information, NICE Information Service, e-Credible, and Korea Technology Credit Rating—received an “Excellent” rating. Among banks conducting their own evaluations, NongHyup Bank, iM Bank, Shinhan Bank, Hana Bank, and KB Kookmin Bank received an “Excellent” rating.

A Financial Services Commission official said, “We will shift to an evaluation system focused not only on the external expansion of technology finance but also on qualitative growth,” adding, “We will lead the qualitative and quantitative growth of technology finance so that companies with excellent technologies, research and development (R&D) achievements, intellectual property (IP), and other assets can receive meaningful financial support.”

This content was produced with the assistance of AI translation services.