Liability Insurance Enrollment Now Mandatory for All National Heritage Repairs

Mandatory coverage for repair contractors, measurement and design firms, and supervision firms
Premiums included in fee standards and paid by ordering agencies

The obligation to enroll in liability insurance (mutual aid) for national heritage repair projects is being expanded.

Briefing on Mandatory Enrollment in Liability Insurance (Mutual Aid) for National Heritage Repairs / Korea Heritage Service

The Korea Heritage Service said that, following amendments to the Act on National Heritage Repairs, enrollment will be mandatory for all national heritage repair contractors, measured survey and design firms, and project supervisors for contracts concluded after November 12.

Until now, only national heritage repair contractors undertaking projects worth at least 20 billion won were required to enroll. Under the amendments, measured survey and design firms and project supervisors will also be covered. They must enroll in a policy through the National Heritage Repair Mutual Aid Association or an individual insurance company.

The measure is intended to establish a safety net for protecting national heritage. If an unexpected accident or damage occurs during repairs, it will clarify who is responsible and ensure that those affected receive prompt and meaningful compensation.

To implement the system, the Korea Heritage Service has drawn up detailed rules titled “Guidelines for Handling Liability Insurance or Mutual Aid for National Heritage Repair Businesses.” It has also established a basis for including insurance premiums in the fee standards for construction, supervision, and design, making the project owner responsible for covering the costs.

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