NH Investment & Securities: "Ranks Among the Top in Moderate- and High-Risk Default-Option Products"

NH Investment & Securities said on November 11 that it ranked first in the securities sector among moderate-risk products and second among high-risk products in a comparison of returns on its retirement pension default options (pre-designated investment arrangements).

Default-option products are divided into four risk categories: ultra-low, low, moderate, and high. Among these, NH Investment & Securities delivered standout results with its “Neutral Investment Portfolio No. 2,” a moderate-risk product, and its “Aggressive Investment Portfolio No. 2,” a high-risk product.

According to the Financial Supervisory Service’s disclosure of default-option returns for the third quarter of 2026, the “Neutral Investment Portfolio No. 2” posted a 13.82% return over the past year and a cumulative three-year return of 50.78%. It ranked first among moderate-risk products in the securities sector for both the one-year and three-year returns. The “Aggressive Investment Portfolio No. 2,” a high-risk product, also ranked second in the securities sector, with a cumulative three-year return of 71.38%.

With demand for contributions to pension accounts for tax deductions expected to grow ahead of the year-end tax settlement season, the company said it expects these results to lead to increased inflows of pension assets.

Jeong Hwan, head of the Pension Asset Management Division at NH Investment & Securities, said, “As interest in contributing to pension accounts for tax deductions rises ahead of the year-end tax settlement, people should consider not only the tax benefits but also investment performance after making contributions. Rather than simply leaving money in an account, it is important to choose products suited to your investment profile and time horizon, and to manage retirement assets systematically with a long-term perspective.”

Default options are arrangements under which contributions are automatically invested according to a pre-designated investment method if participants in a DC (defined contribution) retirement pension or an IRP (individual retirement pension) do not select how to invest their savings. The system was introduced to prevent savings from being left unattended when no investment instructions are given and to help build retirement assets through long-term, ongoing investment.

This content was produced with the assistance of AI translation services.