1 Trillion Won in New Emergency Management Stabilization Fund Allocated to Support SMEs Hit by Exchange Rate Fluctuations and Disasters

KOSME Offers Up to 1 Billion Won in Support per Company

The Korea SMEs and Startups Agency (KOSME) announced on October 6, 2026, that it has newly allocated 100 billion won in emergency management stabilization funds to support small and venture businesses facing management difficulties caused by exchange rate fluctuations, natural disasters, and other challenges.

The emergency management stabilization fund is designed to help normalize the operations of small businesses experiencing management difficulties. This liquidity injection has been implemented to support companies affected by exchange rate volatility due to ongoing external uncertainties, as well as small businesses damaged by natural disasters.

Jungjingong Headquarters, Jinju City, Gyeongnam

The loan ceiling is set at up to 1 billion won per company, with a repayment structure of a two-year grace period followed by a three-year installment repayment plan. For companies affected by exchange rate fluctuations, the interest rate will be the base rate for policy funds (variable) plus an additional 0.5 percentage points. In particular, for companies affected by recent heavy rainfall in the areas of Geoje and Tongyeong, which have been designated as special disaster zones, a preferential fixed interest rate of 1.5% will be applied to alleviate financial burdens.

Sukkyoon Kang, Chairman of KOSME, stated, "KOSME is supporting policy financing while listening to on-the-ground voices to ensure that small businesses in crisis can overcome their difficulties and recover. We will do our utmost to make sure that this support becomes a reliable lifeline for small and venture businesses struggling with exchange rate fluctuations or disasters."

This content was produced with the assistance of AI translation services.