"Returning Excess Fees Collected Under Previous Administration"...$680 Per Person Refund for 950,000 Americans

Refund Checks Sent Nationwide
$500 Refund for Excess Fees to 950,000 Obamacare Subscribers in 30 States
Government: "$500 Refund for Overcharged Federal Marketplace Fees"

The U.S. government is sending out refund checks of $500 per person (approximately 680,000 won) to about 950,000 health insurance (ACA/Obamacare) subscribers.

The U.S. government is sending out $500 checks per person. The U.S. administration explained that this payment is a refund due to the fees charged under the name of operating the federal health insurance exchange during the Joe Biden administration being collected excessively beyond the actual operating costs. Getty Images

"Refunding Health Insurance Fees Over-Collected During the Biden Administration for 950,000 People"

According to the New York Post and the White House on September 30 (local time), approximately 950,000 ACA subscribers in 30 states using the federal health insurance marketplace, HealthCare.gov, are eligible to receive this refund.

U.S. President Donald Trump is seen taking the stage at the Republican Midterm Election Convention held at the American Airlines Center in Dallas, Texas, on September 9 (local time). Photo by CNN

The U.S. administration explained that this payment is a refund due to fees that were charged for operating the federal health insurance marketplace during the previous Joe Biden administration being collected in excess of actual operating costs. Although the fees were charged to insurance companies, they were reflected in premiums, so consumers ultimately bore the cost, according to the current administration.

President Donald Trump stated in a letter sent along with the check, "I am proud to return your money," adding, "You paid into this flawed system, and now you are finally getting it back."

For Subscribers in 30 States... Excludes California, New York, others

This refund has also drawn attention as it began about one month ahead of the midterm elections on November 3. Eligible recipients are residents of 30 states that use the federal exchange, including Alabama, Alaska, Arizona, Florida, Michigan, North Carolina, Ohio, and Texas.

In contrast, subscribers in states that operate their own health insurance exchanges, such as California, New York, and Pennsylvania, are excluded from this refund. Recipients will begin receiving a letter under President Trump's name along with the check as early as this week. Previously, during the COVID-19 pandemic, both President Donald Trump and former President Joe Biden sent letters with their names alongside stimulus checks.

30 States Eligible for Health Insurance Premium Refunds. CBS·White House

A White House official explained, "A significant portion of those eligible for the refund earn about 400% of the federal poverty level, receiving little to no premium subsidies and paying most of the premium out of pocket." According to the New York Post, this is about $64,000 (approximately 9 million won) for an individual and about $132,000 (approximately 17.95 million won) for a family of four.

U.S. Government: "Widespread Cleanup of Fraudulent Enrollments"

Previously, President Trump first announced the $500 refund plan at a Republican midterm election event in Dallas, Texas, on the 10th of last month. At the time, he also proposed a separate plan to give $5,000 (about 6.8 million won) to all adult Americans if the Republican Party maintained control of Congress.

The administration also announced that it is simultaneously taking measures to prevent financial leakage from Obamacare. Vice President J. D. Vance recently announced that about 750,000 suspected fraudulent enrollees were removed from the list, saving roughly $2.2 billion in funding. This year, about 23 million Americans have enrolled in health insurance through the Obamacare exchange.

In this way, the burden of medical expenses and insurance premiums has emerged as a main issue for the midterm elections in the United States. As the Trump administration is presenting this refund as a policy to ease household financial burdens, the bipartisan debate over Obamacare is expected to continue up to the election.

This content was produced with the assistance of AI translation services.