Samsung Securities' "Stock Collection" Marks 2nd Anniversary, Solidifies Focus on Tax-Advantaged Accounts and Long-Term Investment

91% of Customers with Over Six Months of Membership Continue Using the Service
70% of Accounts Concentrated in Tax-Advantaged Accounts Such as ISAs and Pensions

Samsung Securities' installment investment service, "Stock Collection," has been found to be gaining traction, particularly with tax-advantaged accounts and long-term investment strategies. More than 9 out of 10 customers who have used the service for six months or longer have continued to do so, and approximately 70% of the accounts are concentrated in tax-advantaged accounts such as Individual Savings Accounts (ISA) and pension accounts.

On September 29, Samsung Securities announced these findings following an analysis conducted to mark the second anniversary of the launch of its Stock Collection service. This service allows customers to set their desired stocks, investment amounts, and intervals, and regularly purchase both domestic and international stocks as well as exchange-traded funds (ETFs).

The analysis revealed that 91% of customers with a membership period of at least six months continue to use the service. In addition, 67% of customers with experience using the service are operating two or more plans. Currently, the service supports a wide range of accounts—including comprehensive accounts, intermediary-type ISAs, pension savings, retirement pensions, corporate accounts, and gold bullion accounts—enabling users to accumulate domestic and overseas stocks, ETFs across ten countries, and even gold bullion.

The use of tax-advantaged accounts like ISAs and pension accounts was particularly noteworthy. Roughly two-thirds of all Stock Collection order amounts and about 70% of user accounts were found to be intermediary-type ISA, personal pension, or retirement pension accounts.

The most popular assets within the service were major domestic and international index ETFs. Additionally, there was rising demand for long-term, diversified investments in dividend-paying assets and commodities. By account type, comprehensive accounts mainly focused on U.S.-listed ETFs and individual stocks, while intermediary-type ISAs and pension accounts showed a clear preference for index-following, dividend, and gold products. Strong demand for leading U.S. index ETFs was observed across all age groups, from those in their 20s and 30s to those over 60.

The user base continues to expand, encompassing all age groups as well as corporate clients. The service has been noted not only for helping customers in their 20s accumulate installment investment experience, but also for emerging as a tax-saving and retirement solution for middle-aged and older customers. In the case of minor children's accounts, parents can directly register and manage Stock Collection via their own app without a separate login. The company also explained that corporations are increasingly adopting this service as a means of regular capital management using stocks, ETFs, and gold bullion.

Over the past two years, Samsung Securities has expanded its range of investable asset classes and strengthened features such as Dividend Collection, Popular Rankings, and Fixed Watch List. The company has also improved convenience by enhancing capabilities for checking returns and topping up cash balances. Going forward, it plans to add features such as batch collection of multiple assets and refined notification systems, while continuously expanding the universe of investment assets.

Jasung Koo, Head of Digital Platforms at Samsung Securities, stated, "Stock Collection is a service designed to help customers manage assets in line with their investment objectives. We will continue to enhance the service to meet the diverse needs of customers—including for tax-advantaged accounts, children's accounts, and corporate clients—in the future."

This content was produced with the assistance of AI translation services.