MLIT and Delivery Service Mutual Aid Association Join Forces
Maximum Insurance Premium Discount Increased from 5% to 11%

The Ministry of Land, Infrastructure and Transport announced on the 20th that, in collaboration with the Delivery Service Mutual Aid Association, it will expand the maximum discount rate for special traffic safety-related insurance clauses from the current 5% to 11%.


If delivery workers complete traffic safety training focused on practical driving at a certified institution, the discount rate will be increased from 3% to 5%. The discount rate for each item will also be raised to 5% when a digital driving recorder—which exchanges speed and GPS data—or a license plate for the front of motorcycles is installed. As these discounts can be combined, workers can save up to 11% on insurance premiums through traffic safety-related discounts alone.

A motorcycle passing through an intersection in downtown Seoul. Photo by Yonhap News Agency

A motorcycle passing through an intersection in downtown Seoul. Photo by Yonhap News Agency

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The increased discount rates will apply to new or renewed contracts for the paid passenger (30-day) mutual aid insurance of the Delivery Service Mutual Aid Association from September 21 onward. Existing policyholders can also receive the benefit if they enroll in the relevant special clause. This product can be subscribed to via the mutual aid association's mobile application or website.



The association plans to launch, within the year, a specialized insurance product that provides support for driver injuries, reflecting the unique work characteristics of delivery workers. This plan takes into consideration the fact that injuries sustained in accidents are often severe and lead to an immediate decrease in income for these workers. Park Jae-sun, Director General for Transportation and Logistics at the Ministry of Land, Infrastructure and Transport, stated, "Safe driving is the most important practice to protect not only delivery workers themselves but also all citizens. By expanding the discount range, we hope that voluntary interest and effort from delivery workers towards safe driving will result in the benefit of reduced insurance premiums."


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