Samsung Securities Launches "National Bond Event for Personal Retirement Pension Investments" Through Year-End
Winners to Receive a 10,000 KRW Point Coupon
Samsung Securities announced on September 9 that it is launching the "National Bond Event for Personal Retirement Pension Investments," which offers a 10,000 KRW point coupon to customers who hold retirement pension accounts.
Accordingly, until December 31, customers who own individual retirement pension (IRP) accounts or defined contribution (DC) type retirement accounts and complete a subscription and allocation of national bonds for personal investment through their account will be eligible to receive a 10,000 KRW point coupon. A total of 500 recipients will be selected by lottery. The subscription periods for these national bonds for personal investment are September 9–15, October 8–15, November 11–17, and December 9–15, with each period covering five business days per month.
National bonds for personal investment are products issued by the government, with principal and interest payments guaranteed by the state. If held to maturity, they provide annual compound interest calculated based on the sum of the coupon rate and an additional interest rate, with both principal and interest paid in full at maturity.
When investing via a retirement pension account, taxes on investment returns are deferred until the time of withdrawal. If received as a pension, pension income tax will be applied.
Retirement pension accounts limit investments in risky assets to 70% of the total reserve, requiring the remaining funds to be managed using stable assets such as deposits. With the inclusion of national bonds for personal investment as a retirement pension investment option, subscribers seeking long-term management are expected to have a broader range of choices for stable assets. A Samsung Securities representative stated, "We expect that individual national bonds will expand customers' range of investment options for their retirement pensions and contribute to better management of retirement assets."
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For further details regarding this event, please refer to the Samsung Securities mobile app "mPOP" or the Samsung Financial Group's integrated app "monimo."
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