Korea Eximbank Receives 'A' in Management Evaluation for Second Consecutive Year
Record-High Credit Supply Since Foundation Last Year
Expanded Support for High-Tech Industries, Defense, and Nuclear Power
Net Profit Increased by 68.6% Last Year
Liabilities Down by KRW 3.4 Trillion
Korea Eximbank received an A (Excellent) rating for the second consecutive year in the government’s management performance evaluation. The bank expanded policy financing centered on future strategic industries and productive finance, achieved an increase in net profit, and reduced its debt, resulting in favorable assessments across both policy outcomes and financial stability.
According to the financial sector on September 2, Korea Eximbank was awarded an A rating in the “2025 Management Performance Evaluation” conducted this year. As a result, the bank maintained its A rating for both 2024 and 2025. The evaluation of Korea Eximbank’s management performance is jointly carried out by the Financial Services Commission and the Ministry of Economy and Finance. The Financial Services Commission first assesses the management category, and then the Ministry of Economy and Finance adds its own evaluation results to determine the final grade.
Korea Eximbank was recognized for its expansion of support for high-tech industries and its improvement in financial soundness. In 2025, the bank supplied loans totaling KRW 86.7 trillion, the largest amount since its foundation. This figure exceeds the target of KRW 75.5 trillion by KRW 11.2 trillion, representing an increase of approximately 14.8%. Through this, the bank supported Korea’s export performance, which surpassed USD 700 billion for the first time last year.
The bank introduced special financial support programs for advanced strategic industries such as semiconductors. It also expanded financial assistance for new growth drivers, including the second-phase defense exports to Poland, as well as sectors like defense, nuclear power, high value-added vessels, and overseas construction and plant orders.
Financial results also improved. Last year, the bank’s net profit amounted to KRW 1.7542 trillion, an increase of KRW 713.6 billion (68.6%) from KRW 1.0406 trillion the previous year. During the same period, debt decreased by KRW 3.4003 trillion (3.0%) from KRW 111.6689 trillion to KRW 108.2686 trillion.
Policy financial institutions do not prioritize profit maximization to the extent that private financial firms do. However, stable profit generation is a critical element in management evaluations, as it strengthens capital capacity and provides the foundation for continued policy finance supply.
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The rise in net profit also led to an increase in government dividends. Last year, Korea Eximbank paid out KRW 476.2 billion in dividends to the government, up KRW 193.4 billion (68.4%) from KRW 282.8 billion the previous year. This is the third highest amount among state-run banks, following KRW 880.6 billion for Korea Development Bank and KRW 596.8 billion for Industrial Bank of Korea.
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