NH Investment & Securities to Hold Event Ahead of 'Retirement Pension Individual Investment Treasury Bond' Launch

First Subscription Opens on September 9
Pre-Subscription Notification and Subscription Events to Be Held

On August 31, NH Investment & Securities announced that it will launch the “Retirement Pension Individual Investment Treasury Bond,” which can be invested in through defined contribution (DC) retirement pension and individual retirement pension (IRP) accounts in September. Prior to launch, the company will hold a pre-subscription notification and a customer event for subscribers.

This event is divided into two parts: a “pre-subscription notification event” that provides the subscription schedule and product information ahead of the launch, and a “subscription event” for actual investors after the product is released. The products offered are 10-year and 20-year individual investment treasury bonds.

First, from today until September 8, customers who hold NH Investment & Securities DC or IRP accounts and apply for the pre-subscription notification will receive detailed schedules and key information about the individual investment treasury bonds in advance. Among those who sign up for the notifications, 100 customers will be selected by lottery to receive a mobile voucher for an Americano from Twosome Place.

From September 9 to November 30, another lottery will be held for customers who subscribe to the retirement pension individual investment treasury bond with an investment of at least 1 million won. In this lottery, 800 customers will be selected to receive two mobile vouchers for an Americano from Twosome Place.

The retirement pension individual investment treasury bonds introduced by NH Investment & Securities are issued by the Government of the Republic of Korea, backed by a national principal and interest guarantee. If held to maturity, the bonds offer compound annual interest applied to the coupon rate plus an additional rate, with both principal and interest paid in a lump sum at maturity.

In particular, when managed through a DC or IRP retirement pension account, taxation on the investment income is deferred until withdrawal, and pension income tax is applied at the time of pension receipt, allowing investors to fully benefit from the tax advantages of retirement pensions. The company emphasized that, with both the stability of a government guarantee and the long-term compound interest effect, these bonds present an attractive alternative for customers who have primarily operated their retirement pensions through principal-and-interest-protected deposits.

Early redemption can be requested from the 13th month after the bond’s issue date (i.e., once one year has passed). However, in unavoidable cases such as retirement benefit payments under the Employee Retirement Benefit Security Act or mid-term withdrawal, redemption may be allowed within one year. Note that if redeemed early, the additional interest and compound annual interest benefits will not be applied.

The first subscription period for the retirement pension individual investment treasury bonds in September will run from September 9 to September 15. Jeong Hwan, Head of Pension Asset Management at NH Investment & Securities, stated, “Individual investment treasury bonds provide a new option for long-term retirement asset management, offering compound annual interest benefits plus a national principal guarantee for those who hold to maturity. Through this pre-subscription notification event, we hope customers will check relevant information in advance and build a more systematic retirement pension portfolio.”

This content was produced with the assistance of AI translation services.