KB Kookmin Bank's "KB Kookmin Certificate" Surpasses 18 Million Users
Expanding Partnerships Across Public, Financial, and Private Sectors
KB Kookmin Bank announced on August 19 that its "KB Kookmin Certificate" has surpassed 18 million cumulative users.
Since being certified as an electronic signature authentication operator in 2021, the KB Kookmin Certificate has continuously expanded its user base. After surpassing 17 million users in August of last year, it has added 1 million new users in just one year. Now, more than one out of every three adults in South Korea uses this leading financial sector certificate.
The KB Kookmin Certificate can be easily issued without visiting a branch as long as the user has a mobile device under their own name and an ID card. Through KB Star Banking, it provides authentication, electronic signatures, and identity verification services, and is expanding its application beyond financial transactions into various aspects of daily life.
Currently, it is utilized by major public institutions such as the National Tax Service Hometax, Government24, the National Health Insurance Service, as well as in key public services like housing subscriptions and pension inquiries, and across a wide range of private platforms, including shopping, entertainment, and healthcare. Additionally, core subsidiaries of KB Financial Group—for example, KB Securities, KB Insurance, and KB Kookmin Card—allow users to easily authenticate themselves using only the KB Kookmin Certificate, without needing separate authentication methods.
Along with expanding its range of applications, KB Kookmin Bank is also focusing on enhancing customer convenience and security. Encryption technology and anti-fraud systems are applied throughout the entire process from certificate issuance to use. Convenient authentication is enabled through biometric methods (fingerprint and Face ID) and simple PIN codes.
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A KB Kookmin Bank representative said, "We will continue to expand partnerships with various institutions to enhance both the convenience and utility of the KB Kookmin Certificate, connecting customers’ daily lives and financial needs as the leading authentication service."
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