Korea Investment & Securities' Retirement Pension Default Option Achieves 123.34% Cumulative 3-Year Return, Ranks First Overall

On August 4, Korea Investment & Securities announced that, according to the default option (pre-designated management) disclosure for retirement pensions in the second quarter of 2026 released by the Ministry of Employment and Labor, its "Aggressive Investment Type BF1" portfolio recorded a cumulative three-year return of 123.34%, the highest among all retirement pension providers.

This product improved its performance compared to the previous quarter's disclosed three-year cumulative return of 93.17%, retaining the number one position among all retirement pension provider portfolios. Its one-year return also reached 51.49%, significantly exceeding the average returns for aggressive investment products in each sector: securities (36.04%), banks (33.04%), and insurance (29.20%).

The overall inflow of retirement pension reserves is also accelerating. As of the first half of this year, retirement pension assets that flowed into Korea Investment & Securities totaled 5.66 trillion won, surpassing last year’s total annual inflow of 4.93 trillion won within just half a year. This figure represents 16.9% of the total net inflow of funds in the securities industry during the same period, which was 33.54 trillion won.

Korea Investment & Securities is focusing on providing a differentiated portfolio centered on performance-based products, moving away from a market trend dominated by principal-guaranteed products. As of the end of the second quarter of this year, the accumulated default option reserves at Korea Investment & Securities exceeded 600 billion won, and the number of designated subscribers surpassed 140,000. The proportion of performance-based products in the default option reserves—combining aggressive investment type (30.7%) and neutral investment type (25.4%)—reached 56.1%, indicating that the company is quickly absorbing the demand from subscribers seeking to grow their retirement assets through active management.

Choi Jongjin, Head of the Pension Innovation Division at Korea Investment & Securities, stated, "It is becoming increasingly clear that retirement pension subscribers are transferring their funds to financial institutions with excellent performance and management capabilities. We will continue to be a key partner in helping subscribers build stable retirement assets by offering a differentiated product lineup and professional asset management capabilities."

This content was produced with the assistance of AI translation services.