Establishing an AI-Based Corporate Loan Screening System
Reducing Time Required to Secure Financing

On July 27, NH Nonghyup Bank announced that it has established the "AI-based PASS (Professional Assessment Strategic System) screening system," which incorporates cutting-edge AI technology into the corporate loan screening process, accelerating the realization of its Agentic AI Bank vision.


NH Nonghyup Bank established the 'AI-based PASS (Professional Assessment Strategic System) Screening System' on the 27th, which incorporates new AI technology into the corporate loan screening process. NH Nonghyup Bank

NH Nonghyup Bank established the 'AI-based PASS (Professional Assessment Strategic System) Screening System' on the 27th, which incorporates new AI technology into the corporate loan screening process. NH Nonghyup Bank

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This is a screening platform that more swiftly and accurately supports corporate loan evaluation work. Its key features include: the introduction of a preliminary screening process with the accuracy of a main review; the provision of marketing points where AI recommends customized products during preliminary screening; and the automation of corporate assessment report writing.


By leveraging these features, review managers can make faster and more consistent decisions based on the analysis and reports provided by AI. In addition, reducing repetitive documentation work and enhancing the expertise of evaluations are expected to strengthen tailored financial support for customers.


Corporate clients will be able to quickly check the possibility of obtaining loans and key review areas at the preliminary stage, thus shortening the time required to secure financing. They are also expected to benefit from improved customer experiences, along with financial support tailored to the specific characteristics of each company.



Seonghun Kim, Deputy President of Corporate Credit Review at NH Nonghyup Bank, said, "AI is our core partner in supporting the best decision-making, and the implementation of this screening system will enhance work efficiency and improve the customer experience." He added, "NH Nonghyup Bank will take the lead in providing swift financial support to high-quality companies, thereby strengthening productive finance and realizing an Agentic AI Bank."


This content was produced with the assistance of AI translation services.

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