[Weekend Money] In a Volatile Market, "Samjeonnix Bond-Mixed ETFs Are Suitable"

Aggressive Investors Can Utilize in Retirement Accounts

Product Features Differ by Type of Bonds and Fees

As the stock market fluctuates due to concerns about a possible semiconductor peak, ETFs that combine 50% bonds with 'Samsung Electronics·SK hynix' are attracting attention as investment options for both conservative and aggressive investors.

According to Growth Research, over the past three months, the volatility—both upward and downward—of bond-mixed ETFs has been lower compared to individual stocks. The average daily increase for Samsung Electronics was 4.55%, while the average daily decrease was -3.98%. For SK hynix, the average daily increase stood at 5.25%, with the average decrease at -4.61%. In contrast, the KODEX Samsung Electronics SK hynix Bond Mix 50 ETF recorded an average increase of 2.24% and an average decrease of -2.30%, demonstrating its ability to provide downside protection.

Han Yonghee, a researcher at Growth Research, explained, "A bond-mixed investment strategy like this is a relatively effective way to protect one's assets. However, bonds are less accessible, stock selection is difficult, and it is hard for individuals to maintain rebalancing on their own, making it difficult to construct a bond-mixed portfolio independently. A bond-mixed ETF can solve all these issues at once."

In addition, another advantage is that these ETFs are classified as safe assets for retirement accounts. Han added, "Although bond-mixed ETFs may seem suitable only for risk-averse investors, they can actually be more useful for aggressive investors for this reason. Instead of allocating 30% of your safe assets to only deposits and bonds, if you invest in a bond-mixed ETF with a 50% equity allocation, you can invest up to 85% of your retirement account in risk assets."

RISE Samsung Electronics SK hynix Bond Mix 50 is the product that marked the starting point for the 'Samjeonnix Bond Mix' category. It is characterized by an extremely low total fee of 0.01%, which can maximize compound returns over the long term.

Unlike other products, KODEX Samsung Electronics SK hynix Bond Mix 50 uniquely includes medium- to short-term treasury bonds maturing in March 2031. Han noted, "Due to the nature of long-term bonds, the coupon rate is higher, so long-term investors can expect to further grow their assets through treasury bond interest."

KIWOOM Samsung Electronics & SK hynix Bond Mix 50 includes only government bonds with less than one year to maturity. This is intended to minimize ETF price fluctuation due to bond price changes. Han explained, "Unlike other products, when there are profits from the equity portion, the asset manager sells part of it and distributes it as dividends, resulting in a relatively higher dividend yield."

This content was produced with the assistance of AI translation services.