"'Samsung Electronics Preferred Shares' Bought on Margin, 130 Million Won in Dividends Alone... 2 Billion Won Windfall for Teacher Couple Born in 1993"

"Of the 2 Billion Won in Profits,
Will Be Passed Down to Our Son and Daughter"

Related image. Getty Images

As the KOSPI has been on a continued upward trend and stories of individual investors' profits have been pouring in, the story of a couple in their 30s—both teachers—who earned approximately 2 billion won in profit by focusing their investments on Samsung Electronics, has drawn attention. Their case, in which they adhered to a long-term holding strategy despite a volatile market environment, is attracting the interest of other investors.

On June 22, a post titled "My life changed because of Samsung Electronics" has been rapidly spreading on social networking services (SNS). The author, identified as Mr. A, introduced themselves as "a couple in their early to mid-30s, both born in 1993, working as elementary school teachers in a provincial area."

Mr. A explained, "Since January 2021, we have taken out loans from banks, the teachers’ mutual aid association, Korea Securities Finance, and various other institutions to purchase Samsung Electronics preferred shares. The last purchase was made in November 2024, at the height of market fears that 'Samsung is finished.' As of now, we hold a total of 13,000 shares—10,000 under my name and 3,000 under my wife's name."

Explaining the rationale for their investment decision, Mr. A said, "I learned about the principles of capitalism from a YouTuber who is no longer active, and I put them into practice right away. The principle is simple: take out high-quality loans, buy the shares of a blue-chip company, and hold them for the long term without selling."

Dividends alone reach 130 million won..."A goose that lays golden eggs"

Mr. A reported that, through a long-term holding strategy, they have achieved an unrealized profit of about 2 billion won so far, excluding loan interest. In particular, they expressed high expectations for future dividend income.

He stated, "According to estimates from securities firms, a special dividend of about 10,000 won per share is expected early next year. That would mean a total dividend payout of 130 million won (pre-tax) will be deposited into our account. In other words, it is a goose that lays golden eggs, and there is no reason to kill the goose. Although the regular dividend is still relatively small, if it ever surpasses our combined annual salary as teachers, we would seriously consider retiring."

Samsung Electronics Seocho Office in Seoul. Photo by Yonhap News Agency

Mr. A also emphasized the importance of spousal support in the investment process, saying, "Warren Buffett was absolutely right when he said 'choosing the right spouse is the most important decision in life.' I bought my wife a Tesla Model Y as a gift."

Securities Firms Raise Target Prices One After Another

With expectations for a semiconductor industry recovery rising, major securities firms have been consecutively raising their outlooks for Samsung Electronics and SK hynix. IM Securities raised its forecast for this year’s DRAM demand growth rate from 26.2% to 28.0%, projecting that Samsung Electronics’ annual operating profit will reach 340 trillion won, a 680% increase from last year. Accordingly, the target share price has been raised to 480,000 won.

Jung Eunbo, Chairman of the Korea Exchange, and employees are holding a ceremony celebrating the KOSPI surpassing 9000 points at the Korea Exchange headquarters PR center in Nam-gu, Busan on the 18th. Photo by Yonhap News

SK hynix is also expected to post a record operating profit of 261 trillion won this year. Some securities firms, reflecting the valuations of global competitors, have set an appropriate share price as high as 4.3 million won.

Amid growing expectations for an industry upturn boosting investor sentiment, experts are also cautioning that a concentrated investment strategy in a single stock carries not only the potential for high returns but also significant risks, and therefore requires a prudent approach.

This content was produced with the assistance of AI translation services.