"'Samsung Electronics Preferred Shares' Bought on Margin, 130 Million Won in Dividends Alone... 2 Billion Won Windfall for Teacher Couple Born in 1993"

"Of the 2 Billion Won in Profits,
Will Be Passed Down to Our Son and Daughter"

Related image. Getty Images

As the KOSPI continues its upward trend, stories of individual investors' profits are emerging, drawing attention to a couple in their 30s, both teachers, who reportedly earned around 2 billion won by focusing their investments on Samsung Electronics. Their case, in which they stuck to a long-term holding strategy even amid a highly volatile market environment, is capturing the interest of many investors.

On June 22, a post titled "My Life Changed Thanks to Samsung Electronics" has been spreading across social networking services (SNS). The author, referred to as Mr. A, introduced himself as "a married couple in our early to mid-30s, born in 1993, both working as elementary school teachers in a provincial area."

Mr. A explained, "Since January 2021, we took out loans from various institutions, including bank credit loans, the teachers' mutual aid association, and Korea Securities Finance Corporation, to purchase Samsung Electronics preferred shares." He continued, "In November 2024, when the whole world was gripped by the fear that 'Samsung is doomed,' we made our final purchase. Now, I own 10,000 shares in my name and 3,000 shares are held in my wife's name, making a total of 13,000 shares."

He described the reasoning behind his investment decisions: "I learned about the principles of capitalism from a YouTuber who is no longer active and put these principles into practice right away." He added, "The principle is simple: take out quality loans, buy shares of a blue-chip company, and hold onto them for a long time without selling."

Dividend Income of 130 Million Won... "A Goose That Lays Golden Eggs"

Mr. A reported that, thanks to their long-term holding strategy, their unrealized gains, excluding interest on loans, currently stand at around 2 billion won. He is also highly optimistic about future dividend income.

He stated, "According to brokerage estimates, a special dividend of about 10,000 won per share is expected early next year." He added, "That means 130 million won (before tax) in dividends will be deposited into our account. In other words, this is like a goose that lays golden eggs, and there is no need to cut open the goose." He further commented, "Although regular dividends are still relatively low, if the time comes when our annual dividend income surpasses the couple's combined salary, I will seriously consider resigning from my job."

Samsung Electronics Seocho Office in Seoul. Photo by Yonhap News Agency

He also emphasized the importance of his spouse's support throughout the investment process, saying, "Warren Buffett always says that 'choosing the right spouse is the most important decision in life,' and I couldn't agree more." He added, "I bought my wife a Tesla Model Y."

Securities Firms Continue to Raise Target Prices

As expectations for a recovery in the semiconductor industry grow, major securities firms are raising their outlooks for both Samsung Electronics and SK hynix. IM Securities raised its forecast for this year's DRAM demand growth from 26.2% to 28.0%, and projected that Samsung Electronics' annual operating profit would reach 340 trillion won, a 680% increase year-on-year. Accordingly, the target stock price was raised to 480,000 won.

Jung Eunbo, Chairman of the Korea Exchange, and employees are holding a ceremony celebrating the KOSPI surpassing 9000 points at the Korea Exchange headquarters PR center in Nam-gu, Busan on the 18th. Photo by Yonhap News

SK hynix is also expected to achieve a record-high operating profit of 261 trillion won this year. Some securities firms, taking into account the valuation of global competitors, have set a fair value target as high as 4.3 million won per share.

While industry recovery expectations are fueling investor sentiment, experts caution that a concentrated investment strategy in a single stock, despite its high profit potential, also carries significant risk and therefore requires careful consideration.

This content was produced with the assistance of AI translation services.