Gwangju Seo-gu Automatically Enrolls 280,000 Residents in Bicycle Insurance with Up to 30 Million Won Coverage

Duplicate Coverage Allowed with Other Insurance Policies
Same Benefits Apply for Accidents Occurring Outside the District

Gwangju Seo-gu has strengthened its safety net by renewing a bicycle insurance policy to cover accidents that may occur while residents use bicycles.

The Seo-gu District Office of Gwangju Metropolitan City announced that it has renewed the "Seo-gu Residents' Bicycle Insurance," which is automatically applied to approximately 280,000 residents registered in the district, without any separate enrollment process.

This insurance policy was established to promote bicycle use and to reduce the financial burden on residents in the event of an accident. Seo-gu first introduced the bicycle insurance program in 2020 and has continued the initiative every year since.

Front view of Gwangju Seo-gu Office.

The insurance coverage period runs until June 12 of next year. All residents registered in Seo-gu are automatically enrolled, and new residents are also eligible for benefits without any additional procedures. Duplicate compensation is possible even if an individual has other personal insurance policies.

Notably, the coverage area has been expanded nationwide, so residents are entitled to the same benefits for bicycle accidents that occur outside of Seo-gu as well as within the district.

The coverage includes: ▲ Death benefit of 10 million won ▲ Up to 10 million won for permanent disability ▲ Consolation payment of 100,000 to 500,000 won for diagnoses of four weeks or longer ▲ 100,000 won consolation payment for hospitalizations of six days or more ▲ Up to 30 million won support for traffic accident processing costs.

To file a claim, residents can download the necessary documents from the bicycle section of the Seo-gu Office website and submit them, or apply through the DB Insurance Information Center.

Seo-gu District Mayor Kim Ikang stated, "Since bicycles are a means of transportation used daily by many residents, it is important to provide at least a minimum safety net for accidents. We will continue to expand practical, everyday safety policies that residents can truly feel."

Meanwhile, last year, Seo-gu paid a total of approximately 11 million won in insurance benefits to 45 residents through the bicycle insurance program.

This content was produced with the assistance of AI translation services.