Hana Bank Launches Non-Face-to-Face Credit Loan Product for Mid- and Low-Credit Borrowers

Targeting Individuals in the Bottom 50% of Credit Scores
Fixed Annual Interest Rate of 5.5%, Up to 10 Million Won Limit

Hana Bank has introduced a non-face-to-face credit loan product for individuals with mid- to low-credit scores.

Hana Bank announced on the 19th that it has launched the 'Hana OneQ Secure Mid-Rate Loan,' which is exclusively available through non-face-to-face channels.

This new product targets individuals in the bottom 50% of personal credit scores. It offers a fixed annual interest rate of 5.5% and a maximum loan limit of 10 million won.

The eligibility for this loan has been expanded beyond the previous focus on salaried employees, allowing more people to access it. In addition, the product is designed to reduce the interest burden for high-interest loan users through a 'loan refinancing' service. A Hana Bank representative explained, "Customers using this product can benefit from a predetermined interest rate, alleviating concerns over rate fluctuations and enabling them to plan their loan repayments systematically."

Further details and application are available through Hana Bank's main mobile application, 'Hana OneQ.'

A Hana Bank official stated, "This initiative goes beyond simply providing funds; it is part of our ongoing effort to ease the burden of high interest rates for mid- and low-credit individuals and to lower barriers to financial access."

This content was produced with the assistance of AI translation services.