Samsung Robo-Investment EMP Target Maturity Fund No. 5 Launched

Automatic Investment in Domestic Bonds and Thematic ETFs
Switches to Bond Assets Upon Achieving 7% Return

Amid a complex market environment, "target maturity funds," which automatically convert to safe assets once the target return is achieved, are continuing to gain popularity as they help relieve investor fatigue and secure profits.

On October 1, Samsung Asset Management announced the launch of the "Samsung Robo-Investment EMP Target Maturity Fund No. 5." The first three funds in the series all achieved their target returns ahead of schedule, demonstrating strong performance. This fifth fund follows the fourth, which attracted a large amount of capital and confirmed strong investor interest.

Since the beginning of this year alone, Samsung Asset Management has raised over 900 billion won exclusively in target maturity fund products, setting the largest fundraising record in the industry. This achievement is the result of stable management and consistent performance, which have earned the trust of the market.

The Samsung Robo-Investment EMP Target Maturity Fund series is a flagship product of Samsung Asset Management, utilizing bond and equity ETFs. Since the first fund was launched in June last year through KB Kookmin Bank, the series has continued to expand. The fourth fund, launched in July this year, attracted 318 billion won, setting a record for the largest initial capital among target maturity funds at the time.

The fifth fund maintains the same strategy as the fourth, seeking a balance between stability and profitability. It allocates at least 50% to bonds and up to 50% to equities, adjusting the proportions according to market conditions. Once the 7% target return is reached, assets are shifted to short-term bond-related and liquid assets to preserve gains, and there is no redemption fee for early withdrawals, enhancing investor convenience.

The core of the management strategy is to create an optimal portfolio that responds to market changes by balancing bonds and equities. For bonds, the fund uses Samsung Asset Management’s Investment Research Center’s interest rate forecasting model to adjust allocations among short-, medium-, and long-term bond ETFs, precisely managing the target duration (weighted average maturity) to pursue stable returns. For equities, the fund invests in 12 sector and theme ETFs expected to benefit from government economic policies, adjusting allocations based on price momentum in line with market trends to maximize excess returns.

Lee Jungtaek, a manager at Samsung Asset Management, said, "This product flexibly adjusts asset allocation in response to market conditions in a highly uncertain environment, making it suitable for investors seeking both stability and profitability." He added, "As the previous series achieved their targets ahead of schedule, we will do our best to ensure that the fifth fund also reaches its target return early."

This content was produced with the assistance of AI translation services.