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Card Gorilla Unveils 2022 MUST C MAP Infographic
[Asia Economy Reporter Yu Je-hoon] Card Gorilla announced on the 1st the release of the '2022 Credit Card MUST C MAP,' which selects and organizes representative cards for 13 major benefit categories. MUST C MAP is Card Gorilla's unique infographic map that selects and organizes one top-value card from each of the 13 major benefit categories.
First, under the 'WORK' category, eight essential lifestyle benefit cards usable in daily life were selected, covering all merchants, fuel, transportation, convenience stores, delivery, cafes & desserts, simple payments, and telecommunications & utility bills.
The representative card offering benefits at all merchants is the 'Lotte Card Roca LIKIT 1.2.' It provides a 1.2% discount at domestic and overseas merchants without any previous month spending requirements or discount limits, and a 1.5% discount online. For fuel benefits, the ‘Hana Multi Oil Card’ offers a 10% discount including LPG and up to 30,000 KRW monthly discount. For transportation benefits, the ‘Woori Altteul Transportation Card (Credit)’ was selected, offering a 10% transportation discount and Altteul Transportation Mileage accumulation.
Additionally, the representative card for convenience store benefits is the 'Hyundai Card Z work,' which offers a 10% discount at the four major convenience stores. The representative card for delivery benefits is the 'Lotte Card LOCA LIKIT Eat,' providing a 60% discount on delivery apps. For cafe & dessert benefits, the 'Samsung iD ON Card' was chosen, offering up to 30% discount at coffee specialty stores. In the simple payment benefits category, the 'Shinhan #Pay Shinhan Card' was selected, which provides 5% points accumulation when using seven domestic simple payment services. For telecommunications & utility bill benefits, the ‘Samsung Card Daldal Discount’ was chosen, offering a 10% discount on regular payments for mobile phone bills, apartment management fees, rentals, insurance, study materials, and school fees.
Under the 'REST' category, four cards offering leisure and relaxation benefits and one private label credit card (PLCC) were selected. The representative card for subscription and streaming benefits, which has become a prominent benefit since COVID-19, is the 'KB Kookmin ToktokO Card.' It offers 100% billing discounts on OTT services such as Netflix, Disney Plus, Wavve, Watcha, TVING, and YouTube Premium. The representative card for online shopping benefits is the 'NH Nonghyup Byeoldajul Card,' which offers a 7% discount at domestic online merchants and a 14% discount on fashion platforms like Musinsa, Zigzag, Ably, Must It, Trenny, Ballan, as well as lifestyle shopping platforms like Yanolja, Yogi-Oh Ddae, and Today's House.
Among six selectable options, the 'Shinhan Card Puzzle,' which includes a pet option, was selected as the representative card for pet benefits. It offers 10-20% points accumulation at online/offline pet shops and veterinary clinics. The 'Samsung Card & MILEAGE PLATINUM (SKYPASS),' which accumulates 1-2 Korean Air miles per 1,000 KRW spent without previous month spending requirements, is the representative card for travel and mileage. For the PLCC category, the 'Naver Hyundai Card' was chosen. It provides free use of Naver Plus Membership and up to 5% accumulation of Naver Pay points.
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Go Seung-hoon, CEO of Card Gorilla, said, "Recently, card companies have been releasing many unconditional cards that offer discounts at all merchants without spending requirements or specialized cards focused on one main benefit." He added, "PLCC cards have now moved from the periphery of card products to a major trend and have been newly included in the MUST C MAP. The popularity of PLCC cards is expected to continue for the time being."
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